Can I withdraw my OptiFlex Savings at any time?

Can I withdraw my OptiFlex Savings at any time?

  • Yes, you can but a penalty on losing accrued interest for that month on your sixth withdrawal on any Optiflex naira plan created.

  • Yes, you can but a penalty on losing accrued interest for that month on your fourth withdrawal on any Optiflex dollar plan created  



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    • What is OptiFlex?

      OptiFlex is a target savings plan that assists a client to save in a disciplined manner by automating the client’s debit instructions. This plan offers clients a fixed interest rate per annum and allows you to withdraw your funds. OptiFlex is a ...
    • Can I choose any amount to withdraw per time?

      Yes, you can  Simply log into your account and click on the withdraw option, then input the amount you want to withdraw. Please ensure your KYC is complete and account approved.
    • How do I create a savings plan on OptiFlex?

      On the Home Screen Scroll down and click on Optiflex Click on either earn in Naira or Earn in Dollar depending on the currency domination you want to earn Click on start saving Name your plan Add the amount you want to save Select funding source ...
    • Can I break my OptiLock Savings at any time?

      Yes, you can break a locked target, but a penalty of 40% of your accrued interest applies if funds are broken before the maturity date.  
    • How can I save periodically on Optiflex?

      Toggle ‘Auto Save’ on the plan created on Optiflex.